The Expected Risk: At the time of writing it appeared that deposits with an ADI (“authorised deposit-taking institutions”, such as banks, credit unions and others) of up to $250,000 per […]

There are a plethora of managed funds in Australia, some large and well diversified, some small and concentrated. Some invest across numerous industries while others are industry and/or asset class […]

As a general rule, a portfolio of loans to borrowers of prime credit standing would experience a lower level of defaults and bad debts than would a portfolio of loans […]

There are many peer-to-peer lending models, which makes it difficult to compare an investment in the R&M Income Fund with a peer-to-peer loan. I have nevertheless set out some commentary […]

Mortgage Loan Funds invest in or otherwise provide loans that are secured by way of a 1st registered mortgage over real estate. In many cases, the Fund’s activities are restricted […]